Your past is a chapter, not the whole story.
Who you choose to become today is what truly defines you.

Abel Kalpi Nand Prasad, also known as Abel Prasad and Kalpi Prasad, is the founder of Renown Lending, sharing insights on leadership, private capital, resilience and business growth in Australia.

Lessons From the Fall Podcast

Pressure Builds Quietly

Pressure doesn’t break founders overnight — it builds slowly, silently and internally. In this episode of Lessons from the Fall, Kalpi Prasad unpacks the hidden weight of running a business, how...

Ego is Expensive

Ego does not always look obvious. Sometimes it looks like confidence, ambition, or leadership. But unchecked ego can cost more than we realise.   In this episode, I talk about the real cost of ego...

Who I Was Before the Fall – Episode 1

In the opening episode of Lessons From The Fall, I reflect on the mindset that led to my collapse — ambition that outpaced judgement, ego that went unchecked, and pressure I convinced myself I could...

Blog

In-depth commentary on property markets, policy shifts and private capital across Australia.

The Internet Has a Carbon Problem Nobody Talks About

The internet feels weightless. It isn't. Digital technology produces 2–4% of global emissions — on par with aviation. Here's what's behind it and who's responsible...

The Rise of Private Credit — and What It Means for Borrowers

Private credit has grown from niche to $1.7 trillion in a decade. Here's what it means for Australian borrowers — the benefits, the costs, and the risks...

How Algorithms Decide What You Believe

Recommendation algorithms were designed to keep you engaged. They became one of the most consequential forces shaping public belief. Here's how — and what the evidence says about fixing it...

Cooking

Seasonal recipes inspired by comfort and curiosity.

Low-Fat Creamy Prawn and Lentil Salad

This Low-Fat Creamy Prawn and Lentil Salad combines spiced prawns, protein-rich lentils, fresh vegetables, and a tangy yoghurt dressing for a healthy, satisfying meal that's full of flavour and nutrition...

Prawn and Salmon Mornay Pie with Devilled Mash

This Prawn and Salmon Mornay Pie combines tender salmon, juicy prawns, creamy white sauce, boiled eggs, and a golden devilled mash topping. It's the ultimate seafood comfort food for a...

Crispy Lemon Fish with Pea Hommus

This Crispy Lemon Fish with Pea Hommus combines golden pan-fried barramundi coated in zesty lemon flour with a creamy pea and hommus puree. Fresh, healthy, and packed with flavour, it's...

Short Stories

Short fiction, personal narratives, and stories from the edges of business and life.

The Weight of Jade

Hong Kong, 1992. A body in the harbour. A jade ring that belongs to someone else. Detective Inspector Raymond Cheuk knows this city keeps nothing — it just returns things...

The Water Remembers What You Poured Into It

A flat tyre. A creek in the Yarra Ranges. A shape in the water with eyes the colour of lichen. A woman who hasn't slept through the night in three...

The Argentarius: The Removed Page

A banker. A knife. A single page of calfskin that — once removed — becomes the most powerful document in Rome. The conclusion of The Argentarius trilogy...