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The NDIS is under pressure — but the real issue isn’t just cost. In this episode of Lessons from the Fall, Kalpi Prasad breaks down the proposed overhaul, the tension between federal and state governments, and the growing issue of NDIS fraud. Drawing on real experience, he shares why Renown Lending walked away from a Sydney deal linked to misuse of the scheme — and what this says about ethics, responsibility and Australia’s future.